Adobe invests in programs to support you so you can be your best—every day. Take advantage of the 2018 enrollment period by reviewing your current plans and making changes as appropriate. Note that the policy period for Group Health Insurance is now April 1, 2018 to March 31, 2019.
All regular employees are eligible for these benefits.
|Plan||Your action needed||Where to enroll?||Policy period|
|Group Health Insurance||Enrollment is now closed for current employees||MediBuddy Portal||April 1, 2018 to March 31, 2019|
Group Top Up Health Insurance*
|March 19–31, 2018||MediBuddy Portal||April 1, 2018 to March 31, 2019|
|Voluntary Term Life Top Up||April 1–10, 2018||Voluntary Term Life Top-Up Enrollment||April 1, 2018 to March 31, 2019|
Group Health Insurance
Group Health Insurance covers hospital expenses related to illness, disease or injury for you, your spouse, your parents and up to two children. This benefit is administered through Medi Assist.
For 2018, the current individual coverage limit of INR 300,000 for each member will be replaced with a “Family Floater” maximum of INR 700,000 for the entire family. Coverage for parents will be limited to INR 500,000. Parents will continue to pay a 20% copay on claims.
You can only add dependents outside of the enrollment period within 45 days of the birth of a child or a marriage, so we encourage you to enroll now if it’s right for you.
Group Top Up Health Insurance
You can enhance your medical coverage by purchasing Group Top Up Health Insurance. This option is provided by United India Insurance and is available to you, your spouse, your parents and up to two children.
This is your only opportunity to enroll in a new policy or renew your current policy.
Group Personal Accident Insurance
Group Personal Accident Insurance protects you and your family financially if you die or are disabled due to an accident. The maximum coverage is INR 2,000,000.
No enrollment is necessary; you're automatically covered—but please log in to the Medibuddy portal to declare your beneficiary. Note that the policy period for Group Personal Accident Insurance is now April 1, 2018 to March 31, 2019.
Group Term Life Insurance Policy
Adobe provides Group Term Life Insurance at no cost to you. Coverage is 2 times your annual fixed salary, with a minimum of INR 1,500,000 and a maximum of INR 25,000,000.
No enrollment action is required.
Voluntary Term Life Top Up
Top Up Life Insurance is optional coverage that you can purchase in addition to the Group Term Life Insurance provided by Adobe. Participation is voluntary, and you can purchase coverage up to certain amounts.
This is your opportunity to enroll in a new policy or renew your current policy.