I’m getting divorced

When you get divorced, there are many details—legal, financial, emotional—to consider. Here are some benefits-related actions you may want—or need—to take.

Health & Welfare Plans

Adobe benefitWhat you need to know and do
Medical, Dental & Vision

You must drop your former spouse and/or former stepchildren from your medical, dental and/or vision plan. You can also enroll yourself and your children if you were not previously enrolled. See more details about allowable changes.

Visit the Adobe Benefits Enrollment Site within 31 days of your divorce date to enroll or make changes.

Your former spouse will receive a COBRA packet from Tri-Ad approximately 15 business days after their coverage under your plan ends. View the 2018 COBRA rates [PDF].

Health Savings Account (HSA)

If you have a HealthEquity HSA and you are changing who you cover in your Aetna HealthSave medical plan, review your HSA contribution limit [PDF] to ensure you maximize your savings but don’t over-contribute. Call the HSA experts at HealthEquity at 877-713-7680 if you need help accessing your IRS HSA contribution limit. They’re available 24 hours a day every day.

You can change your HSA contribution amount at any time on the Adobe Benefits Enrollment Site.

You can change your beneficiaries for your HSA at any time throughout the year by logging into your HealthEquity account (SSO). Consider if you’d like to remove your former spouse as a beneficiary for your HSA account.

Health Care FSA

You may enroll in or change your contributions to your health care FSA, which lets you save up to $2,650 per calendar year on a pre-tax basis for qualified health care expenses. Contact Tri-Ad, the FSA plan administrator, at 855-482-3623 if you have any questions.

Visit the Adobe Benefits Enrollment Site within 31 days of the date of your divorce to enroll or make changes. If you miss this enrollment window, you'll have to wait until the next Open Enrollment period.

Dependent Care FSA

You may enroll in or change your contributions to your dependent care FSA account. Contact Tri-Ad, the FSA plan administrator, at 855-482-3623 if you have any questions.

Visit the Adobe Benefits Enrollment Site within 31 days of the date of your divorce to enroll or make changes.

Life Insurance

When you get divorced, you must remove your former spouse and/or former stepchildren from your life insurance policy.

You may also increase your life insurance amount by a maximum of three increments or up to the plan limits. Decrease your life insurance by any amount. See more details about allowable changes.

Consider if you’d like to change your life insurance beneficiary from your former spouse to another person. You can update your beneficiaries at any time throughout the year.

Visit the Adobe Benefits Enrollment Site within 31 days of the date of your divorce to enroll or make changes.

Accidental Death & Dismemberment (AD&D) Insurance

When you get divorced, you may:

  • Increase or decrease your AD&D insurance by any amount, up to the plan limits.
  • Change your AD&D insurance beneficiary from your former spouse to another person.

Visit the Adobe Benefits Enrollment Site within 31 days of the date of your divorce to enroll or make changes.

Back to top

Financial Benefits

Adobe benefitWhat you need to know and do
401(k) Plan

When you get divorced, you may change the beneficiary for your 401(k) Retirement Savings Plan from your former spouse to another person.

Contact Vanguard Participant Services at 800-523-1188, Monday through Friday, 8:30am to 9:00pm EST with questions related to a Qualified Domestic Relations Order “QDRO.”

Go to adobe.vanguard-education.com to learn more and make changes to your 401(k) account.

Back to top

Other Benefits

Adobe benefitWhat you need to know and do
529 College Savings Account

You may save pre-tax for a child's education by enrolling in a 529 account or increasing contributions to an existing account.

Go to Vanguard's College Savings site to enroll or go to your plan’s website make changes at any time.

Group Legal Services

If you need legal representation for your divorce and are enrolled in Adobe's Group Legal, the plan provides direct access to attorneys. (You may only enroll in Group Legal as a new hire or during Open Enrollment.)

Contact Hyatt Group Legal, Adobe's Group Legal provider at https://info.legalplans.com/Home/ (access code 6920010) or by calling 800-621-6400.

Employee Assistance Program

Getting divorced can be an emotional and stressful time. You may want to consider reaching out to our EAP.

Contact Aetna, Adobe's EAP provider, at www.MyLifeValues.com (Username: AdobeEAP password: Adobe) or 800-884-9565.

Back to top