Health care

Learn about the excellent coverage you receive from Adobe’s medical, dental and vision plans. Health care is a big part of your total rewards package, and we want to help you get the most out of it.

Major Medical Group Health Plan

To supplement coverage provided by the country’s public healthcare system, we offer a comprehensive Major Medical Plan through Seguros Atlas. This private plan helps you and your family take care of your major health care needs. You may cover your spouse or domestic partner and unmarried children under age 25.  Adobe pays 100% of the cost of this plan.

Plan highlights include:

Plan featureCost or description
Per event limit55,000 UMA (Mex$183,150,000)
Deductible1 UMA (Mex$3,330)
Coinsurance10%
Coinsurance Cap10 UMA (Mex$33,300)  
Medical fee tab  CUA 125%
Emergency abroadCovered

You may also cover your spouse or domestic partner and unmarried children under age 25.

How to access care

Adobe employees can access care with Seguros Atlas in one of three ways:

  1. Direct payment: When using the hospital and/or doctors, Seguros Atlas will pay directly if two main conditions apply: 
    • Care is provided by an in-network doctor or hospital.
    • The hospitalization lasts at least 24 hours.
  2. Surgery programming: Seguros Atlas will authorize the medical expense according to the plan’s rules. Then, they will pay the provider.
  3. Reimbursement: Pay for your expenses and then submit your receipt and paperwork to Mercer Marsh Beneficios. Once documentation is received, Seguros Atlas will reimburse you the cost of your care.  

The above information is a summary of coverage. For assistance or additional coverage information, email the LATAM Benefits team.

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Minor Medical Group Health Plan

Effective January 1, 2022, the Minor Medical Plan provides reimbursement for claims and expenses that are excluded by the current Major Medical Plan with MetLife.

The new Minor Medical Reimbursement Plan provides reimbursement for qualified claims you or your covered dependents may have incurred after January 1, 2022—up to the maximum amount of MXN $50,000 per family per year. This allowance will be renewed each year on January 1st.

The following list is not all-inclusive, but a good example of common health care expenses eligible for reimbursement:

  • Coinsurance and/or Deductible related to Major Medical expenses
  • Medical Consultations
  • Check-Ups
  • Infertility Treatment
  • Vaccinations
  • Laboratory Fees
  • Prescription Medicines
  • Bandages, Adhesives and Wraps
  • Medicine or Treatment related to COVID-19
  • Vision Exams, Eyeglasses, Contact Lenses
  • Dental Expenses
  • Hearing Aids and Batteries

*Submitted claims will be reviewed on a case-by-case basis for eligibility.

To submit your claims:

  1. Complete and sign the reimbursement form [PDF]
  2. Log into the My Adobe Benefits portal
  3. Select Reimbursements
  4. Select Make a Claim
  5. For Type of Claim select Minor Medical Reimbursement
  6. Upload and attach the completed form and include scanned invoices, statements or receipts
  7. Complete the required fields and select Next/Submit

Reimbursements will be issued through Payroll after you submit all required documentation, and your claim is approved. Based on when your claim is processed, you will receive reimbursement through the next payroll, which will be determined by the payroll cycle cutoff date.

If you or your eligible dependents have incurred any claims since January 2022, you are now able to submit them for reimbursement.

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Dental

Dental insurance is provided by Dentegra and gives you, your spouse or domestic partner, and your unmarried children through age 24 access to private dental care.

Your yearly plan limit for coverage is Mex$120,000 and includes:

CoverageCopayment

Prevention and diagnosis:

  • Oral checkup
  • X-ray
  • Teeth cleaning
  • Caries treatment (fillings or dental amalgam)
0%

Minor surgical procedures:

  • Simple extractions
0%
Root canal treatment0%
Third molar remotion and complex surgical procedures0%
Periodontics20%

Please coordinate your first dental appointment at least 48 hours in advance by calling - 50 02 31 02.

You’ll need to provide your information like your name, birthday, policy number (which is on your MetLife card), phone number and email.

After you make your appointment, you’ll receive an email or mobile confirmation from Dentegra. Be sure to bring your official ID and MetLife card with you to your appointment.

Find dentists at dentegra.com.mx.

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Vision

Coverage includes:

CoverageDescription or Cost
Eye examIncluded
Frames yearly limit and prescribed glasses (non-cosmetic)Mex$2,000 (including Tax)
Contact lenses yearly limit (non-cosmetic)Mex$1,600 (including Tax)
Glasses caseIncluded
Discounts15% to 30%
DeductibleMex$150 + Tax

Find an eye care provider at dentegra.com.mx.

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