When you need care

Learn about the excellent coverage you receive from Adobe’s medical and dental plans. Health care is a big part of your total rewards, and we want to help you get the most out of it.

Enjoy access to the following plans and learn about associated costs.

On this page, you will find information about

The information on this page is applicable to both domestic and oversea employees but the limits of the two plans are different. Please ensure you select the right Cover Guide when researching more information.

Medical

With your health and wellbeing in mind, Adobe has partnered with GU Health to provide you and your family with access to top hospital and ancillary benefits.

Top hospital benefits include:

  • Accommodation, intensive care and theatre fees
  • Accidental injury
  • Cancer treatment
  • Organ transplants
  • Heart-related services

For the full range of coverage, refer to the Domestic Cover Guide [PDF] or the Oversea Cover Guide [PDF].

How much does GU cover?

GU Health pays 100% of your accommodation costs, after your $250 excess.

The excess is capped at $250 per policy year for singles, and 2 x $250 for families. You won’t need to pay an excess if your covered child goes to the hospital. Your policy year is from the date you join GU Health, not the calendar year.

Ancillary benefits include:

  • Dental, optical
  • Physiotherapy and specialist therapies (e.g., speech pathology, occupational therapy)
  • Chiropractic and osteopathy
  • Podiatry
  • Natural therapies (including massage)

For the full range of coverage, refer to the Domestic Cover Guide [PDF] or the Oversea Cover Guide [PDF].

How much does GU cover?

GU Health covers 80% to 100%, depending on the benefit. Sub-limits may apply. Please refer to your Cover Guide for full details of your plan.

How to submit a claim

You can make extras claims at the provider by swiping your membership card or by logging in online. Log in to Online Member Services and select “Flex-eClaim.”

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Dental

General dental and major dental is provided as part of the ancillary benefits.

The below table is a summary of eligible dental treatments.

Service Plan pays
Checkups, basic fillings, X-rays, scale & clean 80%, up to $1,000 per anniversary*
Crowns, bridges, dentures, root canal, periodontics, inlays/onlays, implants & orthodontics 80%, up to $1,500 per anniversary

* Your annual ancillary limits will begin the day you join GU, and will be refreshed on your GU anniversary date every year.

Please review the Domestic Cover Guide [PDF] or the Oversea Cover Guide [PDF] for more information.

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Vision

Optical is provided as part of the ancillary benefits.

The below table is a summary of eligible optical treatments.

Service Plan pays
Prescription glasses & contact lenses, including repairs 80%, up to $300 per anniversary*
Exclusion: Tinting, coating & hardening of lenses are not covered.

* Your annual ancillary limits will begin the day you join GU, and will be refreshed on your GU anniversary date every year.

Please review the Domestic Cover Guide [PDF] or the Oversea Cover Guide [PDF] for more information.

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Premium cost

Adobe subsidizes health insurance premiums at Base Tier for all domestic employees. If your income falls into rebate Tiers 1, 2 or 3, you will need to contribute a portion of your income toward your health insurance premium. This can be done in two ways:

  • Via monthly direct debit from a bank account or credit card; or
  • By electing to select the Base tier and reconcile your rebate amount when you complete your tax return

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