Learn about the excellent cover you receive from Adobe’s health care plans. Health care is a big part of your total rewards, and we want to help you get the most from it.
Enjoy access to the following plans, and learn about associated costs.
Who is eligible for Adobe health plans?
All regular employees, Adobe-paid temporary employees, and interns are eligible to participate in the health care cover. You may also cover your spouse or domestic partner and unmarried children up to age 25.
How to enroll
Visit the enrolment page for details on enrolling in or modifying your medical insurance when you are a new hire, or during annual open enrolment in January, or within 30 days of a qualifying life event.
How do I add a family member to the health insurance plan?
You can add a dependant to your medical insurance by visiting My Adobe Benefits (powered by Darwin). This can be done either when you join the company, during our annual open enrolment period in January, or within 30 days of experiencing a qualifying life event, such as marriage or birth of a child. See the enrolment page for details.
Medical plan options
To supplement your national health insurance, Adobe offers private medical insurance through Laya Healthcare to help manage your health care needs, providing you access to the private health care sector, specialists, hospital beds, and more.
Default plan
The Adobe default plan is Laya Healthcare Prime [PDF]. Adobe pays 100% of the cost of this plan for you and your eligible dependants.
Other options
You can choose to upgrade to the Laya Healthcare Care Select [PDF] or Laya Healthcare Health Secure Plus [PDF]. If you choose to upgrade, you will pay the difference in cost between the default plan and your upgraded plan via salary deductions over a 12-month period.
Compare your options
Review this PDF to compare all three Laya Healthcare plans.
Medical plan features
All Laya plans provide reimbursement for these common health care services. This list is not all-inclusive.
- Cancer care
- Child healthcare benefits
- Everyday medical expenses
- Fertility
- Health screenings
- Hearing tests
- Hospitalisation—includes public, private, and hi-tech hospitals
- Maternity
- Menopause support
- Routine and emergency dental care
- Transgender benefits
- Treatment overseas
All Laya plans, including the Prime plan offer these coverage enhancements:
- Women’s health and menopause support: Cover includes up to €300 for a consultation with a menopause clinician or up to 75% of the cost of hormone replacement therapy and yoga (up to 10 visits). Note that this support is in addition to Peppy Menopause services.
- Child neurodiversity: Cover includes up to €400 for planning, discovery treatment, and support for ASD (autism spectrum disorder), ADHD (attention deficit hyperactivity disorder), and more.
- Family planning: Cover includes allowances towards vasectomy, intrauterine system procedures, midwife services, breastfeeding consultations, and more.
How to make a claim
Visit the Laya website for step-by-step instructions on how to make a claim and to download claim forms.
Be sure to submit your claims and receipts within twelve months from the end of your policy year, or your benefits will not be paid.
Not sure where to go for care?
Call the Laya Healthcare concierge at 021 202 2893. A dedicated healthcare professional can direct you to where to get answers to your questions.
You can also call:
- 24-Hour GP Line at 021 202 2860, or the
- 24-Hour Nurse Line at 021 202 2861
Download the Laya Healthcare app (App Store or Google Play) to access online GP consultations through GPlive. Note that the number of consultations you may receive may be limited, depending on your Laya plan.
Medical premium cost
Adobe funds the premium for the default plan, Laya Healthcare Prime, for employees, their spouse or partner, and unmarried children until the end of the policy year (that is, 31 January) following their 25th birthday. (Note: It is not possible to cover siblings, parents, or other members of the extended family.)
You can choose to upgrade to the Laya Healthcare Care Select [PDF] or Laya Healthcare Health Secure Plus [PDF] and pay the difference in cost between the default plan and your upgraded plan via salary deductions over a 12-month period.
You are subject to tax on the value of the premiums that Adobe pays on your behalf. Subscription to the plan will be stated on your monthly payslip and annual P35 and will be subject to Ireland income tax. To estimate your individual tax contributions, check the Ireland medical premium rates that Adobe pays on your behalf.
Need to see a dentist?
Benefits for routine and emergency dental care are included in all Laya Healthcare plans.
Healthcare plan FAQs
When can I start using my insurance?
Your insurance will be effective from the first day of the month following your selection of the benefit.
What is lifetime community rating?
Lifetime community rating (LCR) was signed into law by the Minister for Health to support sustainability and competitiveness in the health insurance market. LCR states that you must enter the health insurance market by the age of 34 to avoid paying higher costs. That is, if you take out private health insurance earlier in life and retain it, you will pay lower premiums compared to someone who joins when they are over 34. For details, review this document.
How do I find my Laya health membership number for myself or my dependants?
After you submit your enrolment request on My Adobe Benefits, Laya will email your membership pack, including your membership number and instructions to set up the Laya app. Through the Laya app, you will be able to access your digital membership card, submit and track everyday medical expense claims you have at any time during the year, and find useful contact numbers at a glance.
What if my dependant turns 25 during the policy year?
Your dependant will remain on cover until the end of the policy year, that is, 31 January.
Can I exchange this benefit for cash?
No, you cannot receive payment in lieu of this benefit.
What happens if I leave Adobe?
If an employee leaves, the coverage will cease on the day of termination. However, you can claim for medical services that were provided prior to your termination date. You will be contacted by Laya to see if you would like to continue with cover as an individual.
Peppy Health app for menopause support
Adobe Ireland employees and their partners or spouses have complimentary access to Peppy Menopause services that provide personalised, anonymous support, including one-to-one access to experts, online resources, moderated group chats, and more.
With the secure Peppy app, you have access to a range of features, including:
- Unlimited access to virtual seminars and broadcasts on topics that matter to you, such as HRT, changes to expect during menopause, and coping with anxiety.
- Mental wellbeing support from a registered mental health practitioner.
- A tailored eight-week menopause programme, featuring video tutorials and practical advice from Peppy experts.
How to get started
- Download the Peppy Health app (App Store or Google Play).
- Register each service separately with your Adobe email address. (If your partner is signing up, they need to register with your Adobe email address and then add their personal email to their profile.)
- Enter your personal email address* and an anonymous chat username, and create a password.
- Complete the brief introduction questionnaire, and you are set!
- Please email support@peppy.health if you need any support with the Peppy app.
* Your personal email address will be used for communications along with the in-app chat function.
Vision reimbursement
Keeping your vision accurate and having fresh glasses or contact lenses is a must, so that you can keep seeing the world in your unique way.
Adobe will reimburse regular employees, Adobe-paid temporary employees, and interns for the cost of one sight test per year and the cost of eyewear (glasses, frames, lenses, contact lenses) up to an annual maximum of €100.
Vision reimbursement is not currently classified as a benefit-in-kind and is not taxable.
Cover
Sight tests and eyewear (glasses, frames, lenses, contact lenses) qualify for reimbursement. Accessories such as cases, micro bags, and cleaning kits do not qualify for reimbursement.
How to claim your reimbursement
Follow these steps to file a claim through My Adobe Benefits:
- Log in to My Adobe Benefits.
- Go to Reimbursement section, and select Make a Claim.
- Select Vision Reimbursement under Type of claim.
- Enter Receipt date and amount, and select > Next > Next > Finish.
After you submit all receipts and your claim is fully approved, reimbursements will be issued through Payroll and could take one to two months to process, depending on when your claim is received in the payroll cycle.
Vision reimbursement FAQs
Can I submit a claim for my dependant’s vision expenses?
No, the vision reimbursement programme covers employees only.
What is the deadline to submit a vision reimbursement claim?
Any expenses received prior to 30 December will count towards the current year's reimbursement. Expenses submitted on or after 31 December will count towards the following year’s reimbursement. Funds not used by 30 December do not carry over to the next year.
Are retroactive claims allowed?
Yes, you can submit expenses from prior years; however, they will be applied towards the current years’ annual maximum. Services you paid for prior to joining Adobe are not eligible for reimbursement.
I bought eye wear for more than the annual maximum. Can I submit this expense over multiple years?
Yes, you can submit the expense over multiple years if the amount paid exceeds your annual benefit value.
Can I be reimbursed if I incur an expense outside of my home country?
Yes, items purchased outside of your home country are eligible for reimbursement, as long as a receipt is provided.
Can I carry over the remaining balance from one year to another?
No, you cannot cash out, exchange, or carry over the remaining balance from one year to the next.