What’s new and changing for 2026

Adobe invests in programs to support you so you can be your best—every day. Take advantage of the 2026 enrolment period by reviewing your current plans and making changes as appropriate. Please note that the policy period for Group Health Insurance is 1 April 2026 to 31 March 2027. Please refer to the PDF Spaces link for a deeper dive into policy details and FAQs.

Key changes for 2026

  • Modern treatments are now fully covered up to the entire sum insured instead of being limited to 10%–75% earlier.
  • Neurodegenerative disorders, which were not covered before, are now included with coverage up to the full sum insured.
  • PCOS and menopause treatments are newly introduced and covered up to ₹50,000 for inpatient care.
  • Cancer diagnosis and related tests like PET and CT scans are now covered even without hospitalization, provided the results are positive.
  • LASIK surgery eligibility has been relaxed, now covering vision power above ±5 instead of ±7.5 earlier.
  • Personal accident coverage has been enhanced from a fixed ₹40 lakh to 2 times the CTC, with a minimum of ₹40 lakh and a maximum of ₹75 lakh.
  • A voluntary critical illness plan has been introduced, covering 37 serious illnesses for both the employee and their spouse.

New Joiners can enrol for benefits as per the following timelines

PlanYour action neededWhen to enrol?Where to enrol?Policy period
Group Health InsuranceEnrol your dependentsWithin 15 days of receiving the welcome mailer from MediAssistMAven portal / MAven app (iOS/Android)1 April 2026 – 31 March 2027
Group Top-up health insurancePurchase top-up health insurance   
(voluntary)
Within 15 days of receiving the welcome mailer from MediAssistMAven portal / MAven app (iOS/Android)1 April 2026 – 31 March 2027
Modular add-ons for health insurancePurchase modular add-ons on top-up  health insurance   
(voluntary)
Within 15 days of receiving the welcome mailer from MediAssistMAven portal / MAven app (iOS/Android)1 April 2026 – 31 March 2027
Group Personal Accident InsuranceDeclare your nomineesWithin 15 days of receiving the welcome mailer from MediAssistMAven portal / MAven app (iOS/Android)1 April 2026 – 31 March 2027
Group Term Life InsuranceDeclare your nomineesOpen throughout the yearMy Adobe Benefits1 April 2026 – 31 March 2027

Marsh/MAven Helpdesk

Noida 25 A

Please approach Satyam Bhall (Marsh SPOC) and Kamal Agnihotri (MAven SPOC) at the concierge room next to reception for assistance around medical insurance enrolment & claim settlement.

  • Tuesday from 11 am to 4 pm
  • Wednesday from 1 pm to 6 pm 

Noida 132

Please approach Satyam Bhall (Marsh SPOC) and Kamal Agnihotri (MAven SPOC) at the 1st Floor, N132-01-Aakar for assistance around medical insurance enrolment & claim settlement.

  • Thursday from 11 am to 4 pm
  • Friday from 11 am to 4 pm

Bangalore PTP

Please approach G Madhusudan (Marsh SPOC) and Nandita Singh (MAven SPOC) at the 6th Floor Reception for assistance around medical insurance enrolment & claim settlement.

  • Tuesday from 11 am to 4 pm
  • Wednesday from 11 am to 4 pm

Bangalore BAN 2

Please approach G Madhusudan (Marsh SPOC) and Nandita Singh (MAven SPOC) at the vendor rooms, ground floor (near the Bistro) for assistance around medical insurance enrolment and claim settlement.

  • Thursday from 11 am to 4 pm
  • Friday from 1 pm to 6 pm

Group health insurance

Group health insurance covers hospital expenses related to illness, disease or injury for you, your spouse or partner (same gender), your parents/parents-in-law (no cross combination allowed as per insurer) and up to three children. This benefit is administered through Medi Assist Insurance TPA Pvt. Ltd.

The current policy coverage comprises a Family Floater for the entire family with a maximum of ₹7,00,000. Coverage for parents/parents-in-law is limited to ₹5,00,000. Parents pay a 20% copay on claims. Please log on to the MAven portal / MAven app (iOS/Android) to see the Group Health Insurance Policy document.

You can only add dependants outside of the enrollment period within 45 days of the birth of a child/adoption or a marriage, so we encourage you to enrol now if it’s right for you.

Enrollment for adoption will be done only after receiving legal decree for the child.

Group health insurance provides an OPD benefit of ₹15,000 for you and your family which includes Doctor Consultations, Prescribed Diagnostics, prescribed vaccines, dental, and vision. Prescription is mandatory to process the claim. The OPD benefit can be availed either on a cashless basis or through reimbursement via the MediBuddy app or portal.

Group top up health insurance

You can enhance your medical coverage by purchasing group top up health insurance. This option is provided by United India Insurance and is available for you, your spouse or same-sex partner, your parents/parents-in-law/ parents of your same-sex partner (no cross combination of parents and -in-laws allowed as per insurer) and upto three children. You have the option of taking top-ups ranging from ₹1,00,000 to ₹30,00,000.

 

Modular add-on plans in health insurance

In addition to top-up health insurance, you can also purchase modular add-ons, which help enhance the coverage you have towards maternity, infertility, cancer treatments and OPD in the Group Health insurance.

Group personal accident insurance

Group personal accident insurance protects you and your family financially in case of death or disability due to an accident. The coverage is equal to 2 times the employee’s annual base (fixed) salary subject to a minimum cover of INR 40,00,000 and a maximum cover of INR 75,00,000.

No enrolment is necessary, you’re automatically covered. You are required to declare your nominees for this benefit on the MAven portal / MAven app (iOS/Android) as per the enrolment timelines mentioned above.

Group term life insurance policy

Adobe provides group term life insurance at no cost to you. Coverage is 3 times your annual base (fixed) salary, with a maximum of ₹3,50,00,000.

The beneficiary nomination process is through My Adobe Benefits.

Contact Marsh

For enrolment related queries

LocationSPOC nameEmail idContact number
Medi Assist POC NoidaKamal Agnihotrikamal.agnihotri 
@mediassist.in
91-93648-97990
Medi Assist POC BangaloreBasavaraj Rbasavaraj.rachappa 
@mediassist.in
91-89513-86618

For escalation in relation to enrolment queries

LocationSPOC nameEmail idContact number
Escalation 1Naresh Kumar

ebsupport   
@marsh.com

naresh.kumar
@marsh.com

91-72900-37939
Escalation 2Rachit Baijalrachit.baijal   
@marsh.com
91-72900-89449

Marsh is our insurance broker who will also support employees with medical insurance-related queries like hospitalisation & claims settlement

Call 18002100404

  • For general queries: 9.30 a.m. to 6 p.m. Monday to Saturday
  • For emergencies: All days 24/7

Claims management round the year

Available 9.30 a.m. to 6 p.m. Monday to Friday but in case of emergency we are reachable all 7 days.

LocationSPOC nameEmail idContact number
NoidaSatyam Bhallaadobe.nda   
@marsh.com
91-86557-50082
BangaloreG Madhusudanadobe.blr   
@marsh.com
91-89768-35512
Escalation 1Naresh Kumarnaresh.kumar
@marsh.com
91-72900-37939
Escalation 2Rachit Baijalrachit.baijal   
@marsh.com
91-72900-89449

Contacts and resources