Adobe invests in programs to support you so you can be your best—every day. Take advantage of the 2020 enrollment period by reviewing your current plans and making changes as appropriate. Note that the policy period for Group Health Insurance is now April 1, 2020 to March 31, 2021.
All regular employees are eligible for these benefits.
|Plan||Your action needed||Where to enroll?||Policy period|
|Group Health Insurance||March 13–31, 2020||MediBuddy Portal||April 1, 2020 to March 31, 2021|
Group Top Up Health Insurance*
|March 13–31, 2020||MediBuddy Portal||April 1, 2020 to March 31, 2021|
|Voluntary Term Life Top Up||April 1–30, 2020||Voluntary Term Life Top-Up Enrollment||April 1, 2020 to March 31, 2021|
Group Health Insurance
Group Health Insurance covers hospital expenses related to illness, disease or injury for you, your spouse or partner (same gender), your parents and up to two children. This benefit is administered through Medi Assist.
The current policy coverage comprises a “Family Floater” for the entire family with a maximum of INR 700,000. Coverage for parents is limited to INR 500,000. Parents pay a 20% copay on claims.
You can only add dependents outside of the enrollment period within 45 days of the birth of a child or a marriage, so we encourage you to enroll now if it’s right for you.
Group Top Up Health Insurance
You can enhance your medical coverage by purchasing Group Top Up Health Insurance. This option is provided by United India Insurance and is available to you, your spouse, your parents and up to two children.
This is your only opportunity to enroll in a new policy or renew your current policy.
Group Personal Accident Insurance
Group Personal Accident Insurance protects you and your family financially if you die or are disabled due to an accident. The maximum coverage is INR 4,000,000.
No enrollment is necessary; you're automatically covered—but please log in to the Medibuddy portal to declare your beneficiary. Note that the policy period for Group Personal Accident Insurance is now April 1, 2020 to March 31, 2021.
Group Term Life Insurance Policy
Adobe provides Group Term Life Insurance at no cost to you. Coverage is 3 times your annual base (fixed) salary, with a maximum of INR 35,000,000.
No enrollment action is required.
Voluntary Term Life Top Up
Top Up Life Insurance is optional coverage that you can purchase in addition to the Group Term Life Insurance provided by Adobe. Participation is voluntary, and you can purchase coverage up to certain amounts.
This is your opportunity to enroll in a new policy or renew your current policy.