Learn about the excellent coverage provided by Adobe’s medical plans. Healthcare is a big part of your total rewards, and we want you to get the most out of it.
Adobe’s medical plans feature comprehensive benefits to take care of your healthcare needs.
|Plan||Your action needed||Where to enrol?||Policy period|
|Group Health Insurance||Within 15 days of receiving the welcome mailer from Medvantage||Medvantage portal||1 April 2022 to 31 March 2023|
Group Top Up Health Insurance*
|Within 15 days of joining||Medvantage portal||1 April 2022 to 31 March 2023|
|Voluntary Retail Life Insurance Policy||Open throughout the year||Max Life Insurance
HDFC Life Insurance
|1 April 2022 to 31 March 2023|
Group health insurance
This policy covers hospital expenses related illness, disease or injury. Your spouse, dependent parents/parents-in-law (no cross combination allowed as per insurer) and up to three children are covered as well.
- Hospitalisation benefits with a Family Floater maximum of ₹7,00,000 for the entire family and a sublimit of ₹5,00,000 for parents
- Maternity-related hospitalisation expenses of up to ₹1,00,000 (counted towards your total benefit of ₹7,00,000)
- 20% copay for all parent claims
- Critical illness, which supplements your medical and disability
- OPD cover up to INR 15,000 per family, on top of sum insured
- Coverage for parents/parents-in-law (no cross combination allowed as per insurer)
Group top up health insurance
You can enhance your medical coverage by purchasing additional insurance. This option is provided by United India Insurance and is available to all regular employees, spouses, dependent parents/parents-in-law and up to three children. You can purchase coverage in the amounts of:
This plan offers additional benefits by giving you a higher amount of insured coverage for adverse health situations, immediate coverage for pre-existing conditions and increased age limit (up to 90). Review the India Group Top Up Health Insurance Policy [PDF] and India Group Top Up Health Insurance FAQs and Premiums [PDF] for more information.
Noida 25 A
Please approach Naresh Kumar (Marsh SPOC) and Kamal Agnihotri (Medvantage SPOC) at the concierge room next to reception for assistance around medical insurance enrollment & claim settlement.
- Tuesday from 11 am to 4 pm
- Wednesday from 1pm to 6 pm
Please approach Naresh Kumar (Marsh SPOC) and Kamal Agnihotri (Medvantage SPOC) at the 1st Floor, N132-01-Aakar for assistance around medical insurance enrollment & claim settlement.
- Thursday from 11 am to 4 pm
- Friday from 11 am to 4 pm
Please approach G Madhusudan (Marsh SPOC) and Dinesh Kumar (Medvantage SPOC) at the 6th Floor Reception for assistance around medical insurance enrollment & claim settlement.
- Tuesday from 11 am to 4 pm
- Wednesday from 11 am to 4 pm
Please approach G Madhusudan (Marsh SPOC) and Dinesh Kumar (Medvantage SPOC) at the 5th Floor Café Entrance for assistance around medical insurance enrollment & claim settlement.
- Thursday from 11 am to 4 pm
- Friday from 1 pm to 6 pm
Drop-boxes for OPD claims
For a smoother claims experience, you can upload your OPD claims online on the Medvantage (TPA) portal. The claim will be processed based on when the online document is submitted. However, you are also required to submit the physical copies of the original documents to the TPA within 30 days from the date of claim; if you don’t, you may be required to refund the amount to the insurer.
For your convenience, drop-boxes are placed at all the Adobe campuses where the original OPD claim documents can be dropped. Employees can also courier the documents independently to the Medvantage team.
OPD claims drop-boxes are located in each campus as follows:
|N25A||TPA room at the reception area|
|N132||Room in front of mail room and tech café|
|Bangalore–PTP||Ground floor recreation room, near the entrance next to the concierge help desk table|
|Bangalore–PTC||6th floor, outside the mail room|
To help you stay fit and be healthy, we offer an annual health screening through MediBuddy Health & Wellness. This benefit, available to all regular employees who have worked at Adobe for at least one month, allows you to get a free health check-up each year at prominent medical centres. The same benefits are extended to your dependants at subsidised rates, and there are multiple other discounted options available through the MediBuddy portal.
Health check-up FAQs
Can I get additional tests done?
Yes. You can purchase additional tests from the testing centre.
How long does it take to complete the check-up?
On average, a check-up takes about four hours.
What do I need to know before my check-up?
Here are some general practices for the health check-up:
- Women are not advised to have a health check-up during menstruation.
- X-rays are not recommended for anyone who is pregnant or might be pregnant.
- Bring your employee ID card with you to your appointment.
- You must fast 10–12 hours before your check-up. You can drink water.
- Avoid smoking and consuming alcohol for a minimum of 12 hours before your check-up.
- Bring a urine and stool sample in a sterilised container, which you can obtain from your nearest pharmacy.
- You are not required to make a payment at the medical centre, unless you are undergoing additional tests at your own discretion or at the recommendation of a consulting physician.
How can I get my medical report?
You can collect your original medical report from the medical centre after your check-up. You can also download a copy of your medical report from the Medical Repository on the MediBuddy portal.
Are my results confidential?
The diagnostic centre will deliver your report directly to you; individual reports will not be shared with Adobe. However, a summary dashboard of company overall health will be shared.
How often can I get a check-up?
You can get a check-up once a year (i.e., 365 days from your last availed health check). For e.g. if you availed your sponsored health check in February 2022, you will be eligible for your next health check-up in February 2023.
Can I change my health check-up package?
No, you cannot change your package. The packages are designed specifically for you by medical experts, based on your age and gender.
Can I get a refund if I cancel my appointment booked for my dependants?
Yes. If you cancel your appointment at least 24 hours in advance, you can get a full refund, minus a 2% processing fee. If you cancel less than 24 hours before your appointment, you can get a full refund, minus a 5% processing fee. To get your refund, you must complete the refund request form, available on the Annexure website, and email it to email@example.com. You will receive your refund within four to five working days.
With the ongoing pandemic, online doctor consultation is the easiest and most convenient way to address your health concerns. Telemedicine connects you to specialist doctors from the most trusted hospitals. You can consult doctors online across 30+ specialties via chat, audio or video call. You can also book a lab test or order medicines from home.
The same benefits are extended to your dependants, and there are multiple other discounted options available through the MFine portal.
Home sampling and center visit
Adobe’s medical plans feature comprehensive benefits to take care of your healthcare needs and owing to the fact that employee health at Adobe has always been a priority. Introducing Home Sampling Process along with new inclusions for all regular employees through MediBuddy. For more information please view the MediBuddy health check process [PDF] and the home sampling FAQs [PDF].