Long-Term Care Insurance

You and other family members who purchase long-term care (LTC) insurance are eligible for discounted premiums. The premium amount will vary depending on your age and the options you choose. Lock in today’s prices and make LTC part of your financial planning through Transamerica (in partnership with ACSIA). LTC addresses uninsured long-term care costs, which are one of the greatest risks to retirement savings and income. To help you plan for some of these costs—either for yourself or a loved one—LTC provides financial benefits for nursing home or community-based care beyond what traditional public or private medical plans cover. When you purchase long-term care insurance, you are buying a pool of dollars from which you can pay your long-term care expenses.

Interested in LTC? Learn more on the ACSIA website and call 855-284-8501 to apply. ACSIA’s helpful and knowledgeable staff will walk you through all options so you can decide what’s best for you.

All employees may apply at any time; however, full underwriting will be required. For the simplified underwriting (which means fewer questions and no medical exam), there will be an annual 30-day LTC enrollment period for eligible newly hired employees who reach six months of employment on or after the previous enrollment period (i.e., December 12, 2019, through May 9, 2020 up to age 65). Information about the 30-day LTC enrollment period will generally be provided in alignment with Adobe’s annual Open Enrollment each year.