Adobe is offering a new voluntary benefit through Trustmark: a long-term care plan with a whole life policy. As more states are reviewing proposed long-term care insurance taxes, it’s important that you know your options and have a plan in place in case your state allows you to opt out of the tax by purchasing individual long-term care coverage. We are pleased to offer you the opportunity to purchase long-term care plus life insurance coverage as part of your financial and tax planning.

LTC includes the services people need when they’re unable to care for themselves and require non-medical personal services, including home health care, nursing home care, or skilled facility care. LTC provides assistance with basic tasks like personal hygiene, dressing, transferring to or from a bed/chair, feeding yourself, and walking.

Offered through Trustmark, the LTC plus life insurance plan is available to eligible, actively-at-work U.S. employees ages 18–70 who work at least 24 hours per week. Some additional features of the plan include:

• Comprehensive coverage: LTC coverage for care in your home, community, assisted living, or nursing home, in addition to a whole life policy payable to your beneficiary at face value.
• Portability: With an individual policy, you can take it with you when you change jobs or retire.
• Level premium: Premium is based on age at the time the policy is issued.
• Guaranteed issue: Available only when you are first offered the benefit. After your initial offer, you can still enroll in coverage with medical underwriting.

For more information and to view the on-demand webinar, visit ACSIA Partners.