Plan overview and comparison

Adobe’s Aetna plans all provide comprehensive care, including preventive care with no out-of-pocket costs [PDF].

Aetna

Prospective members

Website

Aetna

Current members
800-884-9565

Website

SSO

Plan highlights

Aetna HealthSelect EPO

Cost each pay period: $$$$
Deductible: $
You pay a copay for office visits; 10% after deductible for other services
No HSA

Aetna HealthSave plan

Cost each pay period: $$
Deductible: $$
You pay 10% after deductible
Adobe HSA contribution

Aetna HealthSave Basic plan

Cost each pay period: $
Deductible: $$$
You pay 20% after deductible
No Adobe HSA contribution

For a detailed plan comparison, review the 2025 Rewards Guide [PDF].

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You save with the Aetna network

With the HealthSave and HealthSave Basic medical plans, you can use an out-of-network provider, but you will pay significantly more. You will be responsible for any charges above the plan’s recognized charges [PDF], and the charges the plan doesn’t cover will not count toward your deductible or out-of-pocket maximum.

The Aetna HealthSelect EPO is an in-network-only plan. This means you must use network providers in the Aetna Select network or if in Utah, the Aetna Extended (In Network Only) network for services to be covered. There is no coverage for out-of-network care, except in an emergency.

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Aetna plan comparison

2024

Plan provisions	HealthSave Basic (in-network/ out-of-network)	HealthSave (in-network/ out-of-network)	Out-of-Area HealthSave
Annual deductible, 2024	Self only: $1,900/$3,800 Family: $3,800/$7,600	Self only: $1,600/$3,200 Family: $3,200/$6,400	Self only: $1,600 Family: $3,200
Adobe HSA contribution	None	Self only: $850 Family: $1,700	Self only: $850 Family: $1,700
Office visit, outpatient, or inpatient services (after deductible)	Plan pays 80%/60%	Plan pays 90%/70%	Plan pays 80%
Out-of-pocket maximum (includes deductible)	Self only: $4,700/$8,100 Family: $8,650/$16,300	Self only: $3,200/$6,000 Family: $7,400/$12,000	Self only: $3,200 Family: $7,400

For a detailed plan comparison, review the 2024 Rewards Guide [PDF].

2025

Plan provisions	HealthSelect EPO	HealthSave	HealthSave Basic
In-network deductible	$500 self only $1,000 family	$1,650 self only $3,300 family	$1,950 self only $3,900 family
Out-of-network deductible	No coverage	$3,300 self only $6,600 family	$3,900 self only $7,800 family
Office visit	$25 copay PCP $40 copay specialist	10% after deductible	20% after deductible
Emergency room	$500 copay	10% after deductible	20% after deductible
Hospital care or birthing center	10% after deductible	10% after deductible	10% after deductible
In-network out-of-pocket maximum (includes deductible and copays)	$3,300 self only $7,600 family	$3,300 self only $7,600 family	$4,800 self only $8,850 family
Out-of-network out-of-pocket maximum (includes deductible and copays)	No coverage	$6,600 self only $13,200 family	$8,300 self only $16,700 family
HSA or FSA compatible	FSA available	HSA, with Adobe contribution: $850 self only $1,700 family	HSA, with no Adobe contribution

For a detailed plan comparison, review the 2025 Rewards Guide [PDF].

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1:1 support

Aetna’s service advocate team [PDF], available at 800-884-9565, provides support for members:

Answers to questions about coverage and claims
Help finding in-network providers
Help navigating health conditions and treatments—and connecting you with a nurse care manager
Assistance with pharmacy coverage, including specialty drugs
Connections to behavioral health counseling and advocates for autism, fertility, gender-affirming care, and maternity

Aetna’s nurse care managers [PDF] provide 1:1 support if you’re facing a serious medical condition. Your dedicated nurse care manager can help you work better with your doctor, get needed follow-up care, and much more.

If you would benefit from the program, register on the Aetna website (or SSO), or call the service advocate team at 800-884-9565. A nurse may also call to invite you to participate.

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