Plan overview and comparison

Adobe’s Aetna plans all provide comprehensive care, including preventive care with no out-of-pocket costs [PDF].

Aetna

Prospective members

Aetna

Current members
800-884-9565

Plan highlights

Aetna HealthSelect EPO

  • Cost each pay period: $$$$
  • Deductible: $
  • You pay a copay for office visits; 10% after deductible for other services
  • No HSA

Aetna HealthSave plan

  • Cost each pay period: $$
  • Deductible: $$
  • You pay 10% after deductible
  • Adobe HSA contribution

Aetna HealthSave Basic plan

  • Cost each pay period: $
  • Deductible: $$$
  • You pay 20% after deductible
  • No Adobe HSA contribution

For a detailed plan comparison, review the 2025 Rewards Guide [PDF].

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You save with the Aetna network

With the HealthSave and HealthSave Basic medical plans, you can use an out-of-network provider, but you will pay significantly more. You will be responsible for any charges above the plan’s recognized charges [PDF], and the charges the plan doesn’t cover will not count toward your deductible or out-of-pocket maximum.

The Aetna HealthSelect EPO is an in-network-only plan. This means you must use network providers in the Aetna Select network or if in Utah, the Aetna Extended (In Network Only) network for services to be covered. There is no coverage for out-of-network care, except in an emergency.

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Aetna plan comparison

2024

Plan provisionsHealthSave Basic
(in-network/ out-of-network)
HealthSave
(in-network/ out-of-network)
Out-of-Area HealthSave
Annual deductible, 2024Self only: $1,900/$3,800
Family: $3,800/$7,600
Self only: $1,600/$3,200
Family: $3,200/$6,400
Self only: $1,600
Family: $3,200
Adobe HSA contributionNoneSelf only: $850
Family: $1,700
Self only: $850
Family: $1,700
Office visit, outpatient, or inpatient services
(after deductible)
Plan pays 80%/60%Plan pays 90%/70%Plan pays 80%
Out-of-pocket maximum
(includes deductible)
Self only: $4,700/$8,100
Family: $8,650/$16,300
Self only: $3,200/$6,000
Family: $7,400/$12,000
Self only: $3,200
Family: $7,400

For a detailed plan comparison, review the 2024 Rewards Guide [PDF].

2025

Plan provisionsHealthSelect 
EPO
HealthSaveHealthSave Basic
In-network deductible$500 self only
$1,000 family
$1,650 self only
$3,300 family
$1,950 self only
$3,900 family
Out-of-network deductibleNo coverage$3,300 self only
$6,600 family
$3,900 self only
$7,800 family
Office visit$25 copay PCP
$40 copay specialist
10% after deductible20% after deductible
Emergency room$500 copay10% after deductible20% after deductible
Hospital care or birthing center10% after deductible10% after deductible10% after deductible
In-network out-of-pocket maximum (includes deductible and copays)$3,300 self 
only
$7,600 family
$3,300 self only
$7,600 family
$4,800 self only
$8,850 family
Out-of-network out-of-pocket maximum (includes deductible and copays)No coverage$6,600 self only
$13,200 family
$8,300 self only
$16,700 family
HSA or FSA compatibleFSA availableHSA, with Adobe contribution:
$850 self only
$1,700 family
HSA, with no Adobe contribution

For a detailed plan comparison, review the 2025 Rewards Guide [PDF].

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Check your HSA eligibility

Be sure you’re eligible for an HSA before enrolling in any Aetna HealthSave medical plan.

Learn more

woman on phone

1:1 support

Aetna’s service advocate team [PDF], available at 800-884-9565, provides support for members:

  • Answers to questions about coverage and claims
  • Help finding in-network providers
  • Help navigating health conditions and treatments—and connecting you with a nurse care manager
  • Assistance with pharmacy coverage, including specialty drugs
  • Connections to behavioral health counseling and advocates for autism, fertility, gender-affirming care, and maternity

Aetna’s nurse care managers [PDF] provide 1:1 support if you’re facing a serious medical condition. Your dedicated nurse care manager can help you work better with your doctor, get needed follow-up care, and much more.

If you would benefit from the program, register on the Aetna website (or SSO), or call the service advocate team at 800-884-9565. A nurse may also call to invite you to participate.

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Contacts and resources