If your dentist no longer accepts Delta Dental insurance, you can search for a new in-network provider on Adobe’s Delta Dental page.
Adobe offers comprehensive dental and vision benefits. You have one dental and two vision plans to choose from in the continental U.S. If you move to Hawai‘i or go on a long-term international assignment, your dental and vision plans are bundled with a medical plan.
Under the Delta Dental plan, you can use any licensed dentist, but your out-of-pocket costs will be lower when you use Premier dentists and the lowest when you use PPO dentists. If you use non-Delta dentists, you’re responsible for your percentage share, plus any amounts the dentist charges above the usual, customary, and reasonable (UCR) rate.
Whatever dentist you use, the plan pays:
- 100% for all diagnostic and preventive-care services, with no deductible
- 80%–90% of basic care
- 50%–60% of major care
- 50% of orthodontic treatments, up to $2,500 lifetime per individual
Before getting treatment for more than $300, have your dentist submit a predetermination of benefits to Delta Dental so you’ll know how much your plan will pay and the portion you will be responsible for.
Your Delta Dental plan now includes SmileWay wellness benefits at no additional cost. This program provides additional teeth and gum cleanings throughout the year if you’ve been diagnosed with a chronic medical condition and have a higher risk of gum disease. Learn more.
Some services are not covered; review the Limitations section of the Delta Dental evidence of coverage [PDF].
VSP Vision Basic and VSP Vision Plus plans
The VSP Basic and Vision Plus plans both cover most of your vision care needs. The Vision Plus plan offers lower copays for retinal screenings, a higher level of coverage for frames and contact lenses, and coverage for a second pair of glasses or contacts.
While you receive the best overall benefits when seeing VSP network doctors, you also have access to VSP retail chain affiliate partners, including Costco Optical.
Eyeconic retail store
Eyeconic [PDF] is VSP’s online retail store that allows members to use their benefits to buy glasses and contact lenses, with virtual try-on and free shipping and returns. All prescriptions are verified by Eyeconic with your eye doctor, and you can go to any VSP provider to have the glasses adjusted or for a contact lens consultation.
Blue light glasses
From mobile phones to computers, our eyes spend a lot of time looking at screens. That’s why Adobe offers coverage for blue light glasses. Learn more in this VSP video: