You can contribute up to $3,400 per calendar year in 2026 ($3,500 in 2027) to your Health Care FSA [PDF]. Because the FSA is a use-it-or-lose-it account, be sure to plan carefully so you do not end up with unused funds at the end of the year.

You can enroll as a new hire or during Open Enrollment. You must actively elect your Health Care FSA contribution amount during Open Enrollment in order to participate in 2027. Your current FSA election will no longer roll over year to year. Visit the Adobe benefits enrollment site to enroll and select your annual election amount.

You may make a change to your Health Care FSA contribution amount mid-year if you experience a qualifying life event. If you experience a late-year qualifying life event and wish to update your FSA contribution, you must do so with pay periods remaining in the year. To be safe, submit your request by December 1.

You must be enrolled in the Aetna HealthSelect EPO plan, the Kaiser medical plan, or have waived Adobe medical coverage. Visit the Adobe benefits enrollment site to enroll and select your annual election amount.

The FSA administrator is HealthEquity. You’ll receive a HealthEquity debit card [PDF] when you first enroll in the FSA.

Equal deductions are made in each payroll period, but your entire annual election amount is available on January 1.

You have two options to access your FSA:

1. Pay doctors, pharmacies, and other providers directly, using your FSA debit card.
2. Pay from your personal funds, and reimburse yourself through HealthEquity (or SSO).

You have until March 31 to submit reimbursement claims for eligible expenses from the previous year.

You can use your FSA to pay for qualified health care expenses that aren’t fully covered by insurance for you, your spouse, and your tax dependents.

Learn more about what you can use your FSA money on.