Your Aetna prescription benefits apply to fertility drugs. For the HealthSave and HealthSave Basic plans, you pay the full cost until you’ve met your deductible, and a copay after that.

For the HealthSelect EPO plan, no deductible applies.

Many fertility medications are specialty medications that need special storage and handling. You may be required to fill these through CVS Specialty Pharmacy.

The plan pays up to a lifetime maximum of $60,000 for fertility treatment drugs.

To access your fertility benefits, call the Aetna fertility advocate at 866-984-0074 (Monday–Friday, 5 am–1:30 pm PT). Your fertility advocate will:

• Be your single point of contact to help you understand your benefits and options and to coordinate your care.
• Help you find the right in-network doctors and facilities.
• Work with you to complete a patient registration form, which will help determine which benefits and services you’re eligible to receive. You can also complete and submit the form on your own. Find it by logging in to the Aetna website (or SSO) and clicking Forms.

Before any treatment, your doctor will need to get precertification from Aetna.

In-network providers will manage this process for you. If your provider is not in-network, you can ask your doctor to call Aetna at 800-575-5999, or you may need to call Aetna yourself for precertification.

Adobe’s plans offer consistent access to care and resources, regardless of the state where you live. The Aetna medical plans cover fertility services and will reimburse travel expenses (subject to IRS limits) for an employee or covered dependent who must travel 100 miles or more to a state that can provide these services.