Adobe’s Aetna plans all provide comprehensive care, including preventive care with no out-of-pocket costs [PDF].
Plan highlights
Aetna HealthSelect EPO
- Cost each pay period: $$$$
- Deductible: $
- You pay a copay for office visits; 10% after deductible for other services
- No HSA
Aetna HealthSave plan
- Cost each pay period: $$
- Deductible: $$
- You pay 10% after deductible
- Adobe HSA contribution
Aetna HealthSave Basic plan
- Cost each pay period: $
- Deductible: $$$
- You pay 20% after deductible
- No Adobe HSA contribution
For a detailed plan comparison, review the 2025 Rewards Guide [PDF].
You save with the Aetna network
With the HealthSave and HealthSave Basic medical plans, you can use an out-of-network provider, but you will pay significantly more. You will be responsible for any charges above the plan’s recognized charges [PDF], and the charges the plan doesn’t cover will not count toward your deductible or out-of-pocket maximum.
The Aetna HealthSelect EPO is an in-network-only plan. This means you must use network providers in the Aetna Select network or if in Utah, the Aetna Extended (In Network Only) network for services to be covered. There is no coverage for out-of-network care, except in an emergency.
Aetna plan comparison
| Plan provisions | HealthSelect EPO | HealthSave | HealthSave Basic |
|---|---|---|---|
| In-network deductible | $500 self only $1,000 family | $1,650 self only $3,300 family | $1,950 self only $3,900 family |
| Out-of-network deductible | No coverage | $3,300 self only $6,600 family | $3,900 self only $7,800 family |
| Office visit | $25 copay PCP $40 copay specialist | 10% after deductible | 20% after deductible |
| Emergency room | $500 copay | 10% after deductible | 20% after deductible |
| Hospital care or birthing center | 10% after deductible | 10% after deductible | 10% after deductible |
| In-network out-of-pocket maximum (includes deductible and copays) | $3,300 self only $7,600 family | $3,300 self only $7,600 family | $4,800 self only $8,850 family |
| Out-of-network out-of-pocket maximum (includes deductible and copays) | No coverage | $6,600 self only $13,200 family | $8,300 self only $16,700 family |
| HSA or FSA compatible | FSA available | HSA, with Adobe contribution: $850 self only $1,700 family | HSA, with no Adobe contribution |
For a detailed plan comparison, review the 2025 Rewards Guide [PDF].
Check your HSA eligibility
Be sure you’re eligible for an HSA before enrolling in any Aetna HealthSave medical plan.
1:1 support
Aetna’s service advocate team [PDF], available at 800-884-9565, provides support for members:
- Answers to questions about coverage and claims
- Help finding in-network providers
- Help navigating health conditions and treatments—and connecting you with a nurse care manager
- Assistance with pharmacy coverage, including specialty drugs
- Connections to behavioral health counseling and advocates for autism, fertility, gender-affirming care, and maternity
Aetna’s nurse care managers [PDF] provide 1:1 support if you’re facing a serious medical condition. Your dedicated nurse care manager can help you work better with your doctor, get needed follow-up care, and much more.
If you would benefit from the program, register on the Aetna website (or SSO), or call the service advocate team at 800-884-9565. A nurse may also call to invite you to participate.
Aetna resources
Get more details on your Aetna benefits:
- Find care
- Preventive care
- Prescription drugs
- Aetna fertility benefits
- Transgender and gender-affirming benefits
- Women’s health
- Specialty care
- Aetna medical clinical policy bulletins
- Aetna mental health benefits
- Aetna diabetes guide [PDF]
- Aetna nutrition support [PDF]
- Men’s wellness [PDF]
- Aetna service advocate flyer [PDF]
- How Aetna HealthSave costs and payments work [PDF]