Health Care Flexible Spending Account (FSA)

Health Care FSA deadlines

You have until December 31 to incur expenses for the current year.

You have until May 31 to submit expenses for the previous year.

The Health Care Flexible Spending Account (FSA) lets you pay for health care with tax-free dollars. You may contribute up to $2,750 per calendar year to your health care FSA (or the maximum amount allowed by the IRS). Because the FSA is a use-it-or-lose-it account, be sure to plan carefully so you do not end up with unused funds at the end of the year.

You can enroll as a new hire, during Open Enrollment or if you experience a qualified life event during the year and you are enrolled in the Kaiser medical plan or have waived Adobe medical coverage. You can change your per-paycheck FSA contributions within the allowable time after hire or a qualified life event (subject to Payroll cut-off dates [PDF]). Visit the Adobe Enrollment Site to enroll. And learn more about how the Health Care FSA can save you hundreds of dollars each year [PDF] and what you can use your FSA money on [PDF].

Health Care FSA and Health Savings Account (HSA) comparison

  Health Care Flexible Spending Account (FSA) Health Savings Account (HSA)
Which medical plan elections? Kaiser
Waive Adobe Medical
Aetna HealthSave (HSA)
HealthSave Basic*
Who contributes? You You and Adobe—Aetna HealthSave (HSA)
You—Aetna HealthSave Basic
Do unused funds carry over from year to year? No Yes
Whose expenses are covered? Yours and your eligible dependents as defined in IRS Code Section 152 Yours and your eligible dependents as defined in IRS Code Section 152
Can I change my contribution amount at any time? No, unless you have a qualified life event Yes
Can I keep my account if I leave Adobe? No Yes
Can my account balance earn interest? No Yes

* The Aetna HealthSave Basic is an HSA-compatible plan. You cannot contribute to Adobe’s Health Care FSA if you are enrolled in the HealthSave Basic plan, even if you don’t contribute to Adobe’s HSA plan.

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