Dependent Care Flexible Spending Account (FSA)

Children are wonderful, but they sure aren't cheap. To help you and your family better plan for child care costs, Adobe offers access to a Dependent Care FSA.

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Overview

A Dependent Care FSA allows you to set aside up to $5,000 pretax per calendar year to pay for qualified day care (and/or elder care) expenses. If your spouse also has access to a Dependent Care FSA, your combined contributions cannot exceed $5,000.

You must meet IRS eligibility requirements to contribute to a Dependent Care FSA or to receive Adobe's gift contribution. For example, both you and your spouse must be gainfully employed. More information is in the FAQs on the DCFSA Learn site.

Your contributions to your FSA become available after each payroll period.

You have until March 31 to submit reimbursement claims for eligible expenses from the previous year.

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No debit card

There is no debit card for the Dependent Care FSA. You can request reimbursement through the HealthEquity website or app.

person with child

Adobe’s Gift

When you enroll, Adobe makes a contribution, too! Adobe will make a nontaxable contribution to your account of up to $1,200 each year (prorated for new employees) to assist you with eligible dependent care expenses. Eligible dependents are children under 13 or elders who live in your home at least eight hours a day and are tax dependents. You can receive this amount even if you choose not to make your own contribution to the Dependent Care FSA, but you still need to enroll in the account. Adobe's contribution will count toward the $5,000 limit. View the FEDS rules for child and dependent care expenses [PDF].

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Deadline reminder

You have until March 31, 2025, to submit claims for expenses incurred in 2024.

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What can I use it for?

  • In-home services provided by a babysitter, nursing aide or other attendant
  • Nursing care for adults
  • Day care services for children and adults
  • Transportation to or from the care location if the transportation is furnished by the care provider

View full details on eligible expenses [PDF].

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Plan carefully

You can only enroll during Open Enrollment or if you have a qualified life event during the year, such as a change in the cost of care. This account is a “use it or lose it” account, so you will forfeit any unused funds at the end of the year. Visit DCFSA Learn during Open Enrollment for tools and resources to help you plan the amount you wish to set aside, including:

  • Eligible expense lists
  • Expense estimator
  • Tax savings calculator

To submit a Change in Dependent Care FSA Contribution Due to Change in Cost visit the Adobe benefits enrollment site and navigate to other life events. All updates are subject to payroll cut-off dates and prior contributions cannot be refunded per IRS guidelines.

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How to request reimbursement

You can submit claims on HealthEquity (or SSO) or through the HealthEquity mobile app.

In your account, select Dependent Care FSA on the left-hand side.

  1. Click Reimburse Me at the top.
  2. Create the expense by entering the provider information, amount, patient name, etc.
  3. Once the expense is created, attach supporting documentation that includes:
    • Care provider’s name
    • Dates of service
    • Type of care
    • Amount billed 
    • Child/dependent’s name
  4. Continue the steps to submit the expense for reimbursement.

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Contacts and resources

TRI-AD Reimbursement Plan Services

Adoption and surrogacy assistance, education reimbursement, and Dependent Care FSA (for 2024 expenses)